J-1 (primary) and J-2 (dependents) visa holders are required by their visa status to maintain medical health insurance coverage at all times during their exchange visit. The minimum basic coverage is:
- Medical benefits of at least $100,000 per accident or illness;
- Repatriation of remains in the amount of $25,000;
- Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; and
- A deductible not to exceed $500 per accident or illness
In some cases, your financial sponsor may arrange for medical insurance coverage, ensuring it meets with the regulatory guidance above. In all other cases, the J-1 primary visa holder is responsible to arrange for suitable medical insurance coverage for him/herself and any J-2 dependents.
J-1 scholars are not benefits eligible employees of the university and must purchase independent health insurance. While the Norwich University does not specifically endorse any other health plans, the following resources may offer acceptable coverage:
- PSI International Student & Scholar Health Insurance
- HTH Worldwide
- Cultural Insurance Services International
- International Student Insurance
- ISO Health Insurance
Failure to maintain adequate medical health insurance coverage will lead to termination of J visa status and departure from the United States.