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If it took you a while to click on this topic, you’re not alone. Paying for college can be frightening. In addition to the size of the investment, the array of loans, scholarships and fees you must navigate can be complicated and time consuming. But it’s not all bad news. Last year, 95 percent of our students shared in more than $65 million of financial aid from all sources. And you don’t have to do this alone. At Student Financial Planning, we have addressed every problem and question before, and we’re here to help. It is important to familiarize yourself with the different financial aid forms and deadlines. Our job is to make the task as painless as possible. Let’s start by defining some of the different options that are available to you and your son or daughter. Types of aid Financial aid is any form of assistance used to pay for college. There are three types of aid:
  • Grants and scholarships: Also known as gift aid, these do not have to be repaid.
  • Loans: Most federal education loans have low fixed interest rates determined by the federal government. Generally, no payments are required until after the student leaves school or graduates. Banks and lending institutions also provide low-interest loans for college.
  • Work Study: This allows your son or daughter to work at the university to earn money for books, supplies and personal expenses.
In order to be considered for all types of financial aid, you must file the Free Application for Federal Student Aid (FAFSA). Norwich’s school code is 00369200.
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